Somali banks lend mainly through murabaha. An SRA check in October 2026 found an annual profit margin of 6% to 12%. Rates vary by bank, amount financed and customer profile.
Key figures
- Lowest: 6% per year
- Average: 8% per year
- Highest: 12% per year
Source: SRA Market Check with selected Somali banks, October 2026.
Published by the Somali Researchers Association (SRA). See all our flash cards.
